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Living At Home

If you choose to live with family while enrolled at Northwestern, your expected family contribution (EFC) will not change. Your EFC is always calculated based on your financial aid application materials and is not impacted by your living arrangements.

Students who live with family have a lower cost of attendance, since the budgeted room and board cost is less than living in the dorms or an apartment. The commuter cost of attendance includes an allowance toward room/board expenses, as well as transportation costs related to commuting to and from campus. However, because total costs are lower, your financial aid package will be also be lower; the reduction to your aid package will be proportional across all forms of aid (scholarship, work-study, etc.).

For example:

"Regular" Financial Aid (Dorm/Apartment) Living with Family & Commuting
Cost of Attendance $81,283 Cost of Attendance $66,208
Expected Family Contribution $15,000 Expected Family Contribution
(stays the same)
$15,000
Financial Need $66,283 Financial Need $51,208
    Federal Work-Study $3,500     Federal Work-Study $2,700
    Northwestern Scholarship $62,783     Northwestern Scholarship $48,508
Total Financial Aid $66,283 Total Financial Aid $51,332
If you are considering living at home, you are encouraged to contact our office to request an estimate of how your financial aid might be impacted.