Living At Home
If you choose to live with family while enrolled at Northwestern, your expected family contribution (EFC) will not change. Your EFC is always calculated based on your financial aid application materials and is not impacted by your living arrangements.
Students who live with family have a lower cost of attendance, since the budgeted room and board cost is less than living in the dorms or an apartment. The commuter cost of attendance includes an allowance toward room/board expenses, as well as transportation costs related to commuting to and from campus. However, because total costs are lower, your financial aid package will be also be lower; the reduction to your aid package will be proportional across all forms of aid (scholarship, work-study, etc.).
|"Regular" Financial Aid (Dorm/Apartment)||Living with Family & Commuting|
|Cost of Attendance||$81,283||Cost of Attendance||$66,208|
|Expected Family Contribution||$15,000||Expected Family Contribution
(stays the same)
|Financial Need||$66,283||Financial Need||$51,208|
|Federal Work-Study||$3,500||Federal Work-Study||$2,700|
|Northwestern Scholarship||$62,783||Northwestern Scholarship||$48,508|
|Total Financial Aid||$66,283||Total Financial Aid||$51,332|