Private Loans
Before applying for these loans, it is important for you to ensure that you have reviewed all of your federal loan options and eligibility.
Domestic borrowers may qualify for loans or other assistance under the federal Title IV programs, and the terms and conditions of loans under the federal Title IV programs may be more favorable than those of private education loans.
Northwestern University's Office of Financial Aid adheres to the Code of Conduct as established by the Higher Education Opportunity Act as well as the National Association of Student Financial Aid Administrators' (NASFAA) Statement of Ethical Principles and Code of Conduct for Institutional Financial Aid Professionals. View Northwestern's Financial Aid Code of Conduct Policy.
Before Considering Private Loans
Please review important context about private loan risk and questions to ask potential lenders:
Lenders
The loan programs and lenders listed here are provided to help you start your research. You are not required to only borrow from these options. The lenders included in this lender information were selected via a Request for Information (RFI) process. Any lender providing student loan programs was eligible to submit an RFI.
We chose to list the lenders below based on a review of competitive interest rates and fees, quality of servicing, and borrower benefits. Please contact the lender directly for more information. The links below include lender contact information and the lenders' application and solicitation disclosures.
Ascent
- For students enrolled halftime or more
- ACH benefit
- Death and permanent disability policy
- Loans for international students (with U.S. co-signer)
- Past due balance loans (180 days)
- Co-signer release option
Contact
- Ascent website
- Phone: (877) 216-0876
- Ascent email
- Ascent application and Solicitation Disclosures
Citizens
- ACH benefit
- Death and permanent disability policy
- Consolidation
- Loans for international students (with U.S. co-signer)
- Past due balance loans (180 days)
- Co-signer release option
Contact
- Citizens website
- Phone: (866) 999-0254
- Citizens email
- Citizens application and solicitation disclosures
College Ave
- ACH benefit
- Death and permanent disability policy
- Consolidation
- Loans for international students (with U.S. co-signer)
- Loans for non-degree students
- Half-time and less than half-time enrollment
- Past due balance loans (365 days)
- Co-signer release option
Contact
- College Ave website
- Phone: (844) 422-7502
- College Ave email
- College Ave application and solicitation disclosures
Custom Choice Loan
- ACH benefit
- Death and permanent disability policy
- Past due balance loans 365 days)
- Half-time enrollment
- Co-signer release option
Contact
Earnest
- ACH benefit
- Death and permanent disability policy
- Loans for international students
- Consolidation
- Past due balance loans (365 days)
Contact
- Earnest website
- Phone: (888) 601-2801
- Earnest email
- Earnest application and solicitation disclosures
ISL Education Lending
- ACH benefit
- Death and permanent disability policy
- Past due balance loans (180 days)
- Co-signer release option
Contact
MPOWER Financing
- ACH benefit
- Death and permanent disability policy
- Loan options for international students.
Contact
Nelnet
- ACH benefit
- Death and permanent disability policy
- Consolidation
- Loans for international students (with U.S. co-signer)
- Half-time enrollment
- Past due balance loans (365 days)
- Co-signer release option.
Contact
- Nelnet website
- Phone: (800) 446-4190
- Nelnet email
- Nelnet application and solicitation disclosures
Sallie Mae Student Loans
- ACH benefit
- Death and permanent disability policy
- Loans for international students (with U.S. co-signer)
- Part-time enrollment loans
- Non-degree loans
- Past due balance loans (365 days)
- Co-signer release option
Contact
- Sallie Mae Student Loans website
- Phone: (800) 472-5543
- Must have an account to email
- Sallie Mae Student Loans application and solicitation disclosures
SoFi
- ACH benefit
- Death and permanent disability policy
- Refinancing
- Loans for international students
- Past due balance loans (365 days)
- Co-signer release option
Contact
- SoFi website
- Phone: (855) 456-7634
- SoFi email
- SoFi application and solicitation disclosures
Union Federal
- ACH benefit
- Death and permanent disability policy
- Past due balance loans (365 days)
- Co-signer release option
- Half-time enrollment
- Loans for international students (with U.S. co-signer)
Contact
- Union Federal website
- Phone: (866) 232-3889
- Union Federal email
- Union Federal application and solicitation disclosures