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Northwestern University

Commuter Students

If you choose to live with parents or family and commute to Northwestern, your expected family contribution (EFC) will not change. Your EFC is always calculated based on your financial aid application, and is not impacted by your living arrangements.

Students who live with family have a lower cost of attendance, since the budgeted room and board cost is less than living in the dorms or an apartment. The commuter cost of attendance includes $2,415 for room and board, and a transportation allowance of $984 is included to help with the costs of commuting to and from campus. However, because total costs are lower, your financial aid package will be also be lower, and the reduction to your aid package will be proportional across all forms of aid (scholarship, loans, etc.)

For example:

"Regular" Financial Aid (Dorm/Apartment) Living with Family & Commuting
Cost of Attendance $72,980 Cost of Attendance $58,406
Expected Family Contribution $9,000 Expected Family Contribution
(stays the same)
$9,000
Financial Need $63,980 Financial Need $51,332
    Stafford Loan $4,500     Stafford Loan $3,610
    Federal Work-Study $2,500     Federal Work-Study $2,005
    Northwestern Scholarship $56,980     Northwestern Scholarship $45,717
Total Financial Aid $63,980 Total Financial Aid $51,332
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